Personal loan, there is a time when you can take a step back and leave your dream vacation or you will never want for a destination wedding due to lack of liquid money. 

However, with the advent of this, anyone can satisfy his wishes at any time. 

Personal loan


Personal loans


In today's time, we want to live our lives to the fullest, without worrying too much, and personal debt is a boon to society. 

Whether you are experiencing a cash crisis or just want to get a little stronger on your finances, choosing a personal loan is definitely the shot way. 

This is one of the easiest loans because it requires very little time and documentation. 

You do not have to face much trouble when asking for a personal loan. You must provide your income details to prove that you can repay the amount. 

Getting a personal loan is easy for salaried professionals, compared to business people. You must be at least 21 years and under 61 years of age. 

Government employees are granted some age relaxation with some other conditions. 

It is estimated that the minimum wage for people living in metro cities is 20 to 25 thousand, while those living in non-metro areas are 15 to 20 thousand. 

The minimum income per month for entrepreneurs is 1 lakh to 75 thousand, which is usually expected to be a personal loan. And, the business must be at least 24 months old. 

Accessible finance processes personal loans in the shortest possible time. It is important to provide the right evidence to make personal loans easier to process. 

Salaried employees must provide their identity: 

Birth and address (Passport, Voter ID, Birth Certificate, School Certificate, Driving License, PAN Card, Aadhaar Card, Photo Ration Card). 

Income Proof (last 3 months payslip, 6-month passbook statement, Form 16, ITR)


The easiest ways to choose a personal loan are:


Personal loan


  • Understand Your Need: The first step is to determine if you really need a personal loan. Second, you need to set the right size.
  • Check Qualification: The second step is to determine if you are eligible to take the amount you expect. There are online loan calculators that can help you.
  • Monthly instalments: This is a fact of life. Even if you are entitled to the amount, you should understand that you have to pay every month. Now, this shouldn't be tough. Check your monthly instalments and get real about yourself.
  • Ments Submit documents: If you’re okay with the amount and time, go for it. Submit your documents to Easy Finance


Shortly thereafter, in the Personal Loans borrower receives information about his loan application. And, at no time will this amount be deposited in his bank account. If you want to take out a personal loan, contact Soumya Finance immediately.